Why we offer it
We resell plans. We don't write them.
Earth Luxe Travel LLC is not an insurance company. We are an authorised reseller of plans from two A.M. Best A-rated carriers: Allianz Global Assistance (policies underwritten by BCS Insurance Company) and Travel Insured International (a Crum & Forster company). We're paid a standard commission, disclosed before you purchase. You sign the policy directly with the carrier and receive your policy documents from them, not us.
Because insurance is a regulated product, we can quote and bind but we can't promise claims outcomes. If you later need to file a claim, you file it with the carrier; we help you assemble documentation.
